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A car insurance policy with a minimum amount of liability coverage plus first part medical is required in Pennsylvania, a no-fault state. However minimum coverage may not be the full extent of coverage you want. As of December 2022, 15/30/5 lability coverage limits are the minimum required in Pennsylvania.

If you are renting, whether you’re a college student living off campus, a recent graduate in the workforce living in your first apartment, or a family in an apartment or house, you will want to make sure that your property is properly protected. Renters’ insurance is fairly inexpensive, and you can bundle with car insurance for a deeper discount.

A homeowner’s insurance policy will cover your family's personal belongings, your home, and the contents of your home, such as furniture, appliances, rugs, clothing, etc. Though not mandatory under Pennsylvania law, a mortgage lender may require you to purchase homeowners’ insurance as a condition of your mortgage agreement.

Pennsylvania business insurance is crucial to providing financial help when a business has damage or faces a liability claim. Some key Pennsylvania small business insurance policies are workers’ compensation, general liability, professional liability, and business owner’s policy (BOP)